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Directions:

1. 880 North to 980 East (signs say Walnut Creek/Hwy 24, ~ 15 miles from junction 92/880 in Hayward)
2. EXIT 1a - 11th ST. towards 14th ST.
3. RIGHT on 11th ST.
4. LEFT on CLAY ST., Court will be on RIGHTHAND SIDE

Be at least 20 minutes early

Mr. Morris' cell is 650-863-9731 if you need to speak to him the day of the Creditor's Meeting

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PLAN ON ARRIVING AT 450 Golden Gate Ave, San Francisco, CA 94102 20 MINUTES BEFORE YOUR HEARING, NOT INCLUDING TRAVEL TIME.  ALLOW AT LEAST 1 HOUR IF DRIVING (from Belmont).  ALLOW AT LEAST 45 MINUTES FOR BART.

Mr. Morris' cell is 650-863-9731 if you need to speak to him the day of the Creditor's Meeting

REV 2/12/2009

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Directions from Law Office in Belmont to San Jose BK Court:
(Estimated Time: 32 minutes Estimated Distance: 27.04 miles)

1. EAST on RALSTON TO Hwy 101 South
2. After 22.2 miles take the 87 South exit (GUADALUPE EXPRESSWAY)
3. Take the PARK AVE EXIT (#6A) W San Carlos St/CA 82 S. - 0.2 mi
4. Stay STRAIGHT to go onto DELMAS AVE - 0.1 mi
5. LEFT onto W SAN CARLOS ST/CA-82 S, Continue straight - 0.5 mi
6. LEFT onto S 1ST ST - 0.0 mi
7. END at 280 S 1ST ST, San Jose, 95113

PARKING:

There are plenty of LOTS/GARAGES in the area that go for about $4 per hour ($1 every 15 min) or STREET PARKING, some limited to 1 hr, some to 2 hr.  2 hr. would be best bet, so have at least $2 in change for the meter

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1)      Go to www.annualcreditreport.com

2)      Select 'California'

3)      Enter personal information

4)      Select 'Experian'

5)      When it asks if you would like to purchase extra info or protection scroll down and select 'No, thanks'

6)      Answer multiple choice questions personal questions verifying your identity

7)      Print out report (about 45 pages)

(May be done once per year)